Adults

Personal credit plays an important role in your business. Small or start-up businesses have not had the chance to establish business credit, so their access to capital is tied directly to the credit of the owners. In this workshop, we will cover:

• What are credit scores
• Credit myths
• How are credit scores calculated
• Changing your credit score
• What types of financing are available
• What lenders look for

In addition to these items, we will distribute a sample credit report to all participants and go through the details to give participants a hands-on experience of interpreting a credit report.

Presented by Alejandro Cruz from UCEDC, a non-profit economic development corporation.

***Zoom Link will be sent on the evening before the scheduled program date.

Please contact Ashley Mitchell at amitchell@camdencountylibrary.org if you have any questions!

Adults

The decision to start a business is an exciting time for any entrepreneur. However, there are many steps you will need to take to protect yourself from potential liability, legal and tax issues. This workshop is designed to guide you through the mechanics of starting your business and make sure you get off on the right foot. In this workshop, we will cover:

• The pros and cons of different legal business structures
• How to name and register your business
• What taxes apply to your business and how to make sure you’re set up to file them
• What’s required of your business if you have employees
• The insurance you’re required to have to operate in New Jersey

Give your business the best chance to succeed by getting started the right way!

Presented by Alejandro Cruz from UCEDC, a non-profit economic development corporation.

***Zoom Link will be sent on the evening before the scheduled program date.

Please contact Ashley Mitchell at amitchell@camdencountylibrary.org if you have any questions!